IdentityIQ® services offer the most all-inclusive products in the industry, working with each of the three major credit bureaus and more to enable real-time credit report and identity monitoring and suspicious activity alerts. They search for critical information on the dark web, scan for convictions and arrests across the country, among other services. We remove the uncertainty and give you the advantage of being able to act quickly if something suspicious is happening with your identity. We actively monitor your identity with and can alert you at the first sign of trouble, so you can focus on the things in life that matter most to you.

One of the first questions a victim of identity theft asks themselves is, “Why would someone want my identity?” For an identity thief, opening credit cards in your name, making fraudulent purchases or using your personal information when being questioned by the police are just a part of a long list of what they can do with your stolen identity. Identity theft can happen to anyone at any time with more than 33% of US adults having already experienced identity theft. Your identity is made up of multiple layers of information that includes more than just your Social Security number.

Whether you are looking for a one-bureau credit report or a complete view of your credit report profile from each of the major credit bureaus – Experian®, TransUnion® and Equifax – our products are designed to meet your needs.

Suspicious changes in your credit report are one of the first indications that your information may have been compromised. Take a close look at your easy-to-read color-coded credit reports to verify your information. You have access to 12 reports per year (on select plans), which is something our competition does not offer.

Enhanced credit monitoring effectively monitors your credit on a whole new level. With this benefit, you are alerted to changes when authorized users are added to your credit cards or when your TransUnion score changes by 10 or more points. This feature puts you in the driver seat and enables you to see changes and act if something doesn’t seem right. Providing our members with the most all-inclusive service at a great value is important to us, so we’ve gone above and beyond to secure this special credit union member market offer included in featured products.

The best protection against identity theft is prevention. Here are practical steps to help minimize your risk of becoming a victim of criminal identity theft:

1. Monitor your identity and credit report
2. Adjust your privacy settings and be careful what you share online
3. Learn to spot the signs of a phishing attack
4. Use an identity theft protection service
5. Shred documents with personal data that are no longer needed
6. Don’t use public Wi-Fi or use a virtual private network (VPN) when online
7. Keep your wallet, purse, and physical IDs secure
8. Use unique passwords for every account

The earliest signs of identity theft can often seem innocuous and are easy to miss. They might show up as a strange address or new account on your credit report or not receiving bills in the mail that you normally receive.

The best way to find out if someone is using your identity is to check your credit report, and monitor your credit report regularly. If you notice activity, accounts, names, addresses, or other information you don’t recognize on your credit report, this could be a sign of identity theft.

The best way to find out if someone is using your Social Security number (SSN) is through identity theft protection services. These services monitor your credit report, the internet and dark web, and your accounts for the earliest signs that someone is using your information, and alert you quickly.

You can also check for signs of fraud on your own, including reviewing your credit report regularly, checking your Social Security statements, and following up on rejected credit applications.

Yes, the IdentityIQ app is available for Apple and Android users. Get real-time alerts for fraud and suspicious activity directly on your phone when you download the IdentityIQ app today.

Download it on the App Store

Get it on Google Play

Contact U.S.-based IdentityIQ Customer Care by calling us toll-free at 877-875-IDIQ(4347) during business hours.

Personally Identifiable Information (PII) is any personal information about a person that is maintained by an agency and can be used to verify the person’s identity. PII can include your name, place of birth, SSN, mother’s maiden name, biometric records, educational history, employment history, and more.

It’s important to understand that identity theft can happen to anyone at any time. What we call your identity is the total collection of your PII. This is the information thieves use when you experience a stolen identity. When they gain access to this information, they have the ability to, in essence, become you. If any of this information is stolen, it is considered a breach of your identity.

One of the first questions many people may ask is, “Why would someone want my identity?” For an identity thief, opening credit cards in your name, making fraudulent purchases, or using your personal information when being questioned by the police are just a part of a long list of what they are able to do with your stolen identity. They might:

• Open new credit cards in your name
• Make fraudulent purchases
• Log in to personal accounts (email, social media, bank, etc.)
• Open new phone and utility accounts in your name
• Clone your ATM or debit card
• Change your billing address
• Obtain a new driver’s license or official ID
• Use your identity when questioned by police

It’s important to understand that identity theft can happen to anyone at any time, and can cause harm in your life and cost you time and money even if you are not worried about your credit score.