High-Yield Checking Accounts
Managing and spending your money is easy with SharePoint Credit Union. Choose from two great accounts, designed to help you easily manage your finances, access your cash, spend freely, pay bills and make purchases with touchless debit cards, checks and nation-wide ATM services.
Wondering which type of checking account is right for you? Contact us or visit one of our branches! We are here to answer your questions and help you make the best decisions for your financial well-being.
| Type | Free Checking | Premier Rate Checking |
|---|---|---|
| Dividend Earned | -- | 5.00 APY2 or 1.00 APY2 |
| Dividends Paid | -- | Monthly |
| Remote Deposit Capture (RDC)3 | Free | Free |
| Person to Person Payments (P2P) | Free | Free |
| BillPay | Free | Free |
| Online and Mobile Banking | Free | Free |
| Relationship Pricing | .25 APR* Vehicle Loan Discounts | .25 APR* Vehicle Loan Discounts |
| First Box of Checks | -- | Free |
| Average Monthly Balance | -- | -- |
| Account Requirements | eStatements^^ | 10 POS** Transactions/month |
| Fee if Requirements Not Met | $2.00/month per paper statement | $5.95/month |
| Reserve Line of Credit^ | No Annual Fee |
No Annual Fee |
| Account Alerts | Free | Free |
| Apply Now | Apply Now | |
¹APY = Annual Percentage Yield. All checking accounts are subject to approval. Rates declared monthly. ²Dividend will adjust to competitive market rate on two year anniversary. Existing Premier Rate Checking account holders are not eligible for introductory rate. Dividend paid on balances up to $5,000, balances over $5,000 will earn the current savings rate. ³Eligibility for RDC is subject to approval. Contact SharePoint for more details. *APR= Annual Percentage Rate. Receive a .25% vehicle loan discount for automatic payment from an active SharePoint Checking account. **POS =Point of Sale transaction. ^The Reserve Line's APR is variable based on an index plus a margin of 6.75%. The current index is being used is the Prime Rate as published by the Wall Street Journal. ^^A fee will be charged for each paper statement to the member; this fee can be avoided by signing up for eStatements. Fees may reduce earnings. SharePoint CU is an equal housing lender. Federally insured by the NCUA. Rates effective 11/15/2024 and subject to change without notice.
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Highlights
Free Mobile Banking, RDC, P2P, and Bill Pay
Loan Discounts
Free Online Banking
Free Account Alerts
No Annual Fee Reserve Line of Credit Available
