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Slide Past Your Loan Payment!

Take advantage of our Holiday Skip-A-Pay on your eligible loan(s)! You can use the extra money to pay for an unexpected expense, or simply have extra cash. There is a $30 processing fee required per month skipped per loan. You may skip up to two months in a 12-month period, but no more than 6 months over the life of the loan.

* Required Fields

Name:

Address:

Address 2:

City:

State:

ZIP:

Phone Number:

Email Address:

Tell us which loan(s) and which month(s) you want to skip. Fee is per loan/month:

Choose the SharePoint account you want the processing fee(s) deducted from:

Savings

Checking

Sending Check (skip will be processed upon receipt)

Reason for request:

Borrower's Signature:

Date:

/ /

Co-Borrower's Signature:

Date:

/ /

By signing above, you agree to the following terms of Skip-a-Payment (only one borrower’s consent is required): Skip-a-Payment is subject to approval and not available on VISA Credit Cards, Reserve Line of Credit, Personal Line of Credit, HELOC, Fixed Equity Loans, Freedom Mortgage, First Mortgage, Commercial and Indirect Loans. The fee must be collected upon receipt of the request. To be eligible for a loan skip payment, you must be a member in good standing and have made a minimum of 6 payments on the loan. By participating in the Skip-A-Payment program, your maturity date will be extended, and your total Finance Charge will be higher than printed on your original loan agreement(s). Interest will continue to accrue on the unpaid balance of the loan. All other terms of your loan agreement(s) remain enforceable by the Credit Union. You may skip no more than 6 payments over the life of the loan and no more than 2 payments per year. Important Notice for loans protected with CUNA Guaranteed Asset Protection (GAP): Skipping more than 2 payments may jeopardize a potential GAP claim. Please refer to the Protected Balance section in your copy of the Member's Choice Waiver Agreement for GAP prior to skipping payments. SharePoint must be notified of Skip-A-Payment 7 days in advance of your loan payment due date. If you utilize payments through payroll deduction, your deduction will be deposited to your SharePoint Savings account. Federally insured by the NCUA. SharePoint is an equal housing lender.

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