¹APY = Annual Percentage Yield. All checking accounts are subject to approval. Rates declared monthly. ²Dividend will adjust to competitive market rate on one year anniversary. Existing Premier Rate Checking accountholders are not eligible for introductory rate. Dividend paid on balances up to $5,000, balances over $5,000 will earn the current savings rate. ³Eligibility for RDC is subject to approval. Contact SharePoint for more details. *APR= Annual Percentage Rate. Receive a .25% discount for automatic payment from an active SharePoint Checking account. **POS =Point of Sale transaction. ^The Reserve Line's APR is variable based on an index plus a margin of 6.75%. The current index is being used is the Prime Rate as published by the Wall Street Journal. ^^A fee will be charged for each paper statement to the member; this fee can be avoided by signing up for eStatements. Fees may reduce earnings.  SharePoint is an equal housing lender. Federally insured by the NCUA. Rates effective 7/15/2022 and subject to change without notice.