| Share Certificates | |||
| Effective Date: Saturday, December 21st, 2024 | |||
| Type | Dividend Rate | APY* | Term |
| 6 Month Share Certificate | 1.98% | 2.00% | 6 |
| 12 Month Share Certificate | 2.23% | 2.25% | 12 |
| 18 Month Share Certificate | 1.73% | 1.75% | 18 |
| 24 Month Share Certificate | 1.98% | 2.00% | 24 |
| 36 Month Share Certificate | 2.23% | 2.25% | 36 |
| 48 Month Share Certificate | 2.47% | 2.50% | 48 |
| 60 Month Share Certificate | 2.72% | 2.75% | 60 |
| 7 Month Share Certificate Special | 4.08% | 4.15%¹ | 7 |
*APY = Annual Percentage Yield. Dividends for Share Certificates are calculated on the average daily balance and paid quarterly. Interest rates are reviewed weekly and are subject to change without notice. Minimum required to open a Share Certificate is $500. IRA certificates will earn the above yields with $500.00 minimum balance. ¹ Minimum required to open a 7 month Share Certificate is $10,000. At maturity, balance of the 7-month certificate will automatically renew into a 6-month certificate at the current interest rate at that time. Does not qualify for IRA's. Interest rates are effective 11/15/24 and subject to cancel at any time. Subject to change without notice. Cannot be combined with any other offers. Restrictions may apply. Can have multiple Certificates not to exceed $500,000 Early Withdrawal Penalty: one year or less will equal 90 days of interest on the amount withdrawn subject to penalty, and over one year will equal 180 days of interest on the amount withdrawn subject to penalty. Deposit accounts are insured up to $250,000 by the National Credit Union Association (NCUA) and an additional $250,000 through Excess Share Insurance (ESI). Full Share Certificate Disclosure | |||
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