YOUTH ACCOUNT
Give Them a Head Start
Open an All Star Savings Youth Account or Checking Account, and we’ll match up to $50¹ of the initial deposit! Help them build smart savings habits now so they can thrive later.
In honor of youth month, Sharepoint CU is here to help your little ones plan ahead for their financial future. When you open an All Star Savings Youth Account or Checking Account, we'll match up to $50¹ of the initial deposit. There's no better time than now for them to start saving for a future that they'll thank you for later.
¹Federally insured by the NCUA. Minimum to open: $5. The Annual Percentage Yield (APY) for All-Star Accounts is 0.10% 4/1/2025. Rates subject to change. SharePoint CU will match up to $50 of the deposit made when the account is opened. Matched funds will be deposited into the account at the time of opening. Accounts closed within the first three months may forfeit matched funds. Must be 17 and under to be eligible for All-Star Accounts and eligible for Membership. All accounts are subject to approval. A minimum balance of $0.01 is required to earn APY. Offer ends 04/30/2025 and is subject to change without notice. The value of this bonus will be reported to the IRS. The recipient is responsible for any federal, state or local taxes on this offer. Contact a Team Member for further information about fees and terms.
Benefits of a SharePoint CU Youth Account
Safe and Secure Banking
Enjoy peace of mind with insured deposits and secure online banking.
Build Financial Confidence
Gain a sense of accomplishment by managing your own finances.
Educational Resources
Learn about financial topics through age-appropriate resources through Banzai.
| Type | Dividend Rate | APY* | Term |
|---|---|---|---|
| Primary Savings: $5.00 and Above | 0.09% | 0.10% | n/a |
| Secondary Savings | 0.09% | 0.10% | n/a |
| eSavings^ - Introductory Rate | 2.96% | 3.00% | 24 |
| eSavings^ - Ongoing Rate | 0.09% | 0.10% | n/a |
| IRA Savings | 0.39% | 0.40% | n/a |
| Holiday Savings** | 2.23% | 2.25% | n/a |
| All Star Savings¹ | 0.09% | 0.10% | n/a |
*APY = Annual Percentage Yield. Dividends for Savings and IRAs are calculated on the average daily balance and paid quarterly. Rates are subject to change without notice. Deposit accounts are insured up to $250,000 by the National Credit Union Association (NCUA) and an additional $250,000 through Excess Share Insurance (ESI). ^APY = Annual Percentage Yield. Dividends are calculated on the average daily balance and paid quarterly. Promotional rate of 3.00% APY will be offered for two years from the account opening date. After two years, the rate will convert to the going rate on the Secondary Savings, currently 0.10% APY. Balances above $10,000 will earn the going rate on the Secondary Savings, currently 0.10% APY. $50 minimum direct deposit per month. A $2 fee will be charged for each paper statement mailed to the member; this fee can be avoided by signing up for eStatements. Must enroll in online banking. If the monthly direct deposit is not met, a fee of $3.95 will be charged. Fees may reduce earnings. Deposit accounts are insured up to $250,000 by the National Credit Union Association (NCUA) and an additional $250,000 through Excess Share Insurance (ESI). One account per member. Some restrictions may apply. Offer effective 4/1/2020 and subject to change without notice. Cannot be combined with other offers. **APY = Annual Percentage Yield. Some restrictions may apply. One Holiday Savings account per member. Maximum balance is $1,500. Must have regular deposits of at least $20 per month. Dividends are calculated on the average daily balance and paid quarterly. Subject to change without notice. SharePoint is federally insured by the NCUA. ¹All Star Savings will convert to a Primary Savings upon members eighteenth birthday. | |||
| Type | Dividend Rate | APY* |
|---|---|---|
| Free Checking | 0.00% | n/a |
| Choice Plus Checking | 0.09% | 0.10% |
| Premier Rate Checking - Introductory Rate | 4.88% | 5.00% |
| Premier Rate Checking - Ongoing Rate | 0.99% | 1.00% |
| Advantage Checking | 0.09% | 0.10% |
| All Star Checking** | 0.00% | n/a |
*APY = Annual Percentage Yield. Dividends for Checking are calculated on the daily average balance and paid monthly. Interest rates are subject to change without notice. Deposit accounts are insured up to $250,000 by the National Credit Union Association (NCUA) and an additional $250,000 through Excess Share Insurance (ESI). †Not available for new accounts. For full details on Checking Account requirements click here. ** All Star Checking will covert to a Free Checking upon the members eighteenth birthday. | ||
Apply Today!
Apply online or contact a expert at 952-930-0700 or visit a branch in person.
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