Privacy Policy

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FACTS	WHAT DOES SHAREPOINT CREDIT UNION DO WITH YOUR PERSONAL INFORMATION?
Why?	Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?	The types of personal information we collect and share depend on the product or service you have with us. This information can include: Social Security number Account balances Payment history Credit history Overdraft history Credit card or other debt When you are no longer a member, we continue to share your information as described in this notice.
How?	All financial companies need to share members' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members' personal information; the reasons SharePoint Credit Union chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information	Does SharePoint Credit Union share?	Can you limit this sharing?
For our everyday business purposes - such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus	Yes	No
For our marketing purposes - to offer our products and services to you	Yes	No
For joint marketing with other financial companies	Yes	No
For our affiliates' everyday business purposes - information about your transactions and experiences	No	We don't share
For our affiliates' everyday business purposes - information about your creditworthiness	No	We don't share
For nonaffiliates to market to you	No	We don't share

What We Do
How does SharePoint Credit Union protect my personal information?	To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does SharePoint Credit Union collect my personal information?	We collect your personal information, for example, when you Open an account Make deposits or withdrawals from your account Give us your income information Provide your mortgage information Make a wire transfer We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can't I limit all sharing?	Federal law gives you the right to limit only sharing for affiliates' everyday business purposes - information about your creditworthiness affiliates from using your information to market to you sharing for nonaffiliates to market to you State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.
Definitions
Affiliates	Companies related by common ownership or control. They can be financial and non-financial companies. SharePoint Credit Union has no affiliates.
Nonaffiliates	Companies not related by common ownership or control. They can be financial and non-financial companies. SharePoint Credit Union does not share with nonaffiliates so they can market to you.
Joint Marketing	A formal agreement between nonaffiliated financial companies that together market financial products or services to you. Our joint marketing partners include credit card companies, auto dealers, telecommunications, schools, tax filing, and resorts.

Other Important Information

For Alaska, Illinois, Maryland and North Dakota Members. We will not share personal information with nonaffiliates either for them to market to you or for joint marketing - without your authorization.

For California Members. We will not share personal information with nonaffiliates either for them to market to you or for joint marketing - without your authorization. We will also limit our sharing of personal information about you with our affiliates to comply with all California privacy laws that apply to us.

For Massachusetts, Mississippi and New Jersey Members. We will not share personal information from deposit or share relationships with nonaffiliates either for them to market to you or for joint marketing - without your authorization.

For Vermont Members. We will not share personal information with nonaffiliates for them to market to you without your authorization and we will not share personal information with affiliates or for joint marketing about your creditworthiness without your authorization.

Questions?

Call 952-930-0700 or go to www.sharepointcu.com

Employees and Confidentiality
SharePoint Credit Union employees are trained on the importance of maintaining confidentiality and member privacy. We maintain electronic and physical safeguards that comply with federal regulations and leading industry practices to safeguard your nonpublic personal information.

PRIVACY NOTICE:
“Personal Information” means information that identifies, relates to, describes, is capable of being associated with, or could reasonably be linked, directly or indirectly, with a particular consumer or household that is processed by SharePoint Credit Union in the course of our business, including SharePoint Credit Union’s branches, website, mobile application, and other online or offline offerings (together or individually, the “Services”).

What Personal Information SharePoint Credit Union Collects
Information that we may collect about you through mobile banking includes information that you voluntarily disclose such as your name, address, phone number, birthdate, email address, driver’s license number, passport number and other contact information; transaction information; information resulting from your mobile activity; and your location information. We may also gather additional information associated with your mobile device through cookies and other technologies as described below.
Below identifies the categories of Personal Information we collect as well as examples of Personal Information in such categories.

Identifiers:	Name, email address, mailing address, phone number, birthday, and location.
Characteristics of protected classifications:	Age, gender, social security number, account name, driver’s license number, passport number.
Internet or other electronic network activity:	Internet protocol (IP) address, cookie identifiers, mobile carrier, mobile advertising identifiers, MAC address, IMEI, Advertiser ID, and other device identifiers that are automatically assigned to your computer or device when you access the Internet, browser type and language, geolocation information, hardware type, operating system, Internet service provider, pages that you visit before and after using the Services, the date and time of your visit, the amount of time you spend on each page, information about the links you click and pages you view within the Services, and other actions taken through use of the Services such as preferences.

Social Media:	SharePoint Credit Union maintains profiles and other information on many popular social networking sites, including but not limited to Facebook, X (formerly Twitter), LinkedIn, YouTube, Google & Instagram. Information posted on these sites is governed under the privacy policy and terms of the property. You should be aware that any information you provide on these sites may be read, collected, and used by others who access them. SharePoint Credit Union monitors activity on these pages and is provided with reporting that analyzes how user interact with each service, including reviews, comments, and mentions. For more information about how to opt out of having your information used, visit https://myadcenter.google.com/home and/or https://thenai.org/
Remarketing:	The Platform uses Google Ads and Facebook remarketing services to advertise on third party websites to previous visitors to our site. It could mean that we advertise to previous visitors who haven’t completed a task on our site. This could be in the form of an advertisement on the Google search results page, a site in the Google Display Network, or somewhere on Facebook. Third-party vendors, including Google and Facebook, use cookies to serve ads based on someone’s past visits to the SharePoint Credit Union website. Any data collected will be used in accordance with our own privacy policy, as well as Google (Opens in a new Window) & Facebook (Opens in a new Window) privacy policies.
Professional Information:	Company name and title.
Inferences drawn from any of the above information categories:	Inferenced about any of the examples of Personal Information in any of the above categories. Users of the SharePoint Credit Union mobile applications downloaded from Google Play and the Apple App Store have access to a variety of features, some that may require permissions. These permissions are optional. Below are the permissions and what they are used for.
Location:	This application needs access to your location to direct you to the closest branch, ATM or used to prevent fraudulent activity.
Browser and Device Information:	Most browsers or devices collect information such as computer type, screen resolutions, operating system name and version, internet browser, the name and version of the application you are using. This information is used to make sure that everything in the application is functioning properly.
Camera:	The application needs access to your camera to take pictures of checks when utilizing Mobile Check Deposit, QR codes, scan ID and video chat.
Images:	When you deposit a check with Mobile Check Deposit, an image is transmitted, but may not be stored on the device for the transaction.
Push Notifications:	If you enable push notifications, you could receive notifications regarding transactions and accounts.
Contacts:	Enabling access to your contacts will make it easier to send money to people you know through our mobile app. You choose which contacts you want to add, and their information is always kept confidential.
Biometrics:	Enabling access to biometrics and fingerprints stored in your phone allows you to use these methods to login to your account, instead of using your password.
Application Information:	When you download and use this application, we may track and collect usage data based on your specific device. The sources of the Personal Information we collect above include Personal Information that you directly provide to us (for example, on our website or in our Application, in our branches, or by telephone), Personal Information that we gather from the devices you use to access our Services (for example, website, mobile phone, or in our Application), and Personal Information that we generate internally (for example, we may generate identifiers internally that we associate with you). The business purpose of collecting this information is to provide you with the service which you have requested, or information requested by you or for a purpose you expressly authorize.

What Personal Information We Share
The Privacy Facts form and this Notice describe the categories of third parties with whom we share Personal Information. In the last 12 months, we have disclosed categories of Personal Information as described in the Privacy Facts form and this Notice with third party service providers (such as payment service provides, printing companies, shipping companies, etc.) to perform business services on behalf of SharePoint Credit Union to comply with the Gramm-Leach-Bliley Act (“GLBA”).

Your Control
SharePoint Credit Union would like to provide you certain abilities to control your information, such as:

Deletion	You may request that we delete certain Personal Information that we have collected from you. We will use commercially reasonable efforts to honor your request, in compliance with applicable laws. Please note, however, that we may need to keep such information, such as for our legitimate business purposes or as required to comply with applicable law.
Digital Account Deletion and Managed Data	To request your digital account to be deleted or certain data to be removed, call us at 952-930-0700, email us at marketing@sharepointcu.com or notify us in writing at SharePoint Credit Union, Marketing Dept, 5300 Hyland Greens Dr, Bloomington, MN 55437 and specifically state your request.
Opt-out of certain sharing with third parties	You may direct us to stop disclosing your Personal Information to third parties for monetary or other valuable considerations. We currently do not “sell” your information.
Right of Rectification	If you should become aware that personal information concerning yourself which SharePoint Credit Union holds is inaccurate you may contact us, and we will make reasonable efforts to correct the inaccurate information.
Period of Data Retention	You may receive information regarding the estimated period of time for which personal data will be stored, or, if this hasn’t been decided the criteria that will be used to determine the period of retention.

If you would like to exercise one of your abilities concerning Personal Information detailed above, call us at 952-930-0700, email us at marketing@sharepointcu.com or notify us in writing at SharePoint Credit Union, Marketing Dept, 5300 Hyland Greens Dr, Bloomington, MN 55437 and specifically state your request. Upon submission of your request, we will take steps to verify your identity.

Protecting the Privacy of Children’s Information
Our online financial services are not designed for or directed toward children. We do not knowingly solicit or collect data from children, and we do not knowingly market any service or product to children online. We recognize that protecting children’s identities and online privacy is important and that the responsibility rests with us and the parents. If a child under the age of 13 has provided us with Personal Information, a parent or guardian of that child may contact us and request that such information be deleted from our records.

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