Today's Rates

SharePoint offers competitive rates on deposit and loan products. Members benefit with personal service, convenient financial products, and access to some of the best rates in the market.





TYPE
APR*
TERM

Auto Loans*
1.990
36
Calculator - Apply
Recreational Loans*
2.990
36
Calculator - Apply
Savings Secured Loan*
1.990
60
Calculator - Apply
Unsecured (No Collateral)*
8.900
60
Calculator - Apply

HOME EQUITY LOANS - FIXED
APR*
TERM

Home Equity Loan (80% Loan to Value)**
3.990
60
Calculator - Apply
Home Equity Loan (100% Loan To Value)**
5.990
60
Calculator - Apply
Home Equity Loan (80% Loan to Value)**
4.490
120
Calculator - Apply
Home Equity Loan (100% Loan to Value)**
6.990
120
Calculator - Apply
Home Equity Loan (80% Loan to Value)**
5.250
180
Calculator - Apply
Home Equity Loan (100% Loan To Value)**
9.250
180
Calculator - Apply

HOME EQUITY LINE OF CREDIT - VARIABLE
RATES

Home Equity Line of Credit (80% Loan to Value)**
4.00
Calculator - Apply
Home Equity Line of Credit (90% Loan to Value)**
7.00
Calculator - Apply
Reserve Line of Credit
10.75
Calculator - Apply

*APR=Annual Percentage Rate. Subject to approval. All posted rates are as low as and may vary, determined by your credit history. Additional loan rates and terms are available. Contact a SharePoint Credit Union Representative for details.

**Subject to approval. Cannot be combined with any other promotional rates or offers. Vehicle loan terms over 5 years add .50% APR. 1.99% Auto Loan rate is up to 36 months; promotional rate reflects a .50% discount for automatic payment from an active SharePoint Checking account(Excludes Free Checking). 1.99% Auto Rate is intended for new loans and is not valid for the refinancing of existing SharePoint loans. An example of a 3 year fixed-rate monthly payment at 1.99% would be 36 payments of $28.64 per $1,000 borrowed. Rates effective 4/3/2017 and subject to change. 2.99% Recreational Loan is up to 36 months and requires automatic payment from an active SharePoint Checking (Excludes Free Checking). 2.99% Recreational Loan Rate is intended for new loans and is not valid for the refinancing of existing SharePoint loans. An example of a 3 year fixed-rate monthly payment at 2.99% would be 36 payments of $29.08 per $1,000 borrowed. Rates effective 4/3/2017 and subject to change. Recreational loan terms over 5 years add .50% APR.

**Home Equity Line of Credit (HELOC)has a variable rate indexed to the Prime rate, currently 3.75% APR. HELOC will never exceed 21.75% APR and will never exceed the highest allowable rate for this type of agreement as determined by applicable state or federal law. HELOCs may only be written for homes in MN and WI. SharePoint Credit Union will pay $150 towards closing costs. Member will be responsible for the appraisal fee, applicable mortgage registration tax and additional costs not fully covered by the $150 credit. The average appraisal cost ranges from $125-$400, but actual costs may vary by Appraisal Company and will be the responsibility of the member. Average mortgage registration tax ranges from $10 to $250. Average costs not fully covered by the $150 credit range from $5 to $100. Property insurance required for Home Equity Loan and Credit Lines. Subject to credit approval and may require income verification. Rates and terms are subject to change. Cannot be combined with any other offer. SharePoint is an equal housing lender.




 

Disclosures   |   Privacy & Security Policies   |   Site Map
Register for MasterCard® SecureCode™
©2017 SharePoint Credit Union. All Rights Reserved.
SharePoint Credit Union - 5300 Hyland Greens Drive, Bloomington, MN 55437
NMLS #527701