Freedom Mortgage Loan
SharePoint's Freedom Mortgage loan is designed to help homeowners pay their home off faster. It is a smart solution for homeowners who have delayed refinancing their higher rate mortgage due to the unknown closing costs typically associated with refinancing a mortgage. It also allows homeowners the option to consolidate other debts, like credit cards and vehicle loans, into their Freedom Mortgage, providing an easy way to be debt free faster!
Take advantage of historically low interest rates and know exactly how much refinancing your mortgage will cost. For a low, flat fee of only $599**, financial freedom is closer than you think.
SharePoint's Freedom loan features:
- Flexible terms between 8- 12 years**
- Fixed rates as low as 3.25% APR*
- Low, flat fee as low as $599**
- Personal, easy service
Take control of your future with Freedom Mortgage, be Mortgage free in 12 years or less. We offer easy, unique solutions to help reach your financial goals; contact us today to get started.
Click: Apply Line
Visit: A SharePoint Branch Location
Percentage Rate. Subject to approval. All posted rates are as low as and
may vary, subject to your credit history. Additional loan rates and
terms are available. Contact a SharePoint Credit Union Representative
Mortgage: As low as 3.250% APR is for a term up to 8 years. Rates and
terms subject to change. Maximum Loan-to-value=80%. SharePoint Credit
Union must be in the first lien position. Property must be the primary residence or a non-investment second/vacation home. Maximum term is 12 years. $599
flat fee applies to loans $50,000 and under, $899 flat fee for loans
$50,001 to $100,000, $1199 flat fee for loans over $100,000. Payment
example: Assuming a $70,000 loan at an interest rate of 3.250% for 8
years, the monthly payment would be 95 payments of $829.05and 1 payment
of $828.92. Sample payment does not include taxes and insurance.
Property insurance required. Escrow account not available.
|15 Year Fixed||3.621|
|30 Year Fixed||4.320|
|8 yrs or less||96 mo||3.250|
|9-12 yrs||144 mo||3.500|
|80% LTV||60 mo||2.990|
|100% LTV||60 mo||5.990|
|80% LTV||120 mo||4.490|
|100% LTV||120 mo||6.990|
|80% LTV||180 mo||5.250|
|100% LTV||180 mo||9.250|
|80% LTV*||180 mo||3.750|
|90% LTV||180 mo||6.750|
|*Index: Prime + 2%|
*APR = Annual Percentage Rate and is subject to change.