Personal Banking

Checking Accounts

Checking Choices Made Simple

SharePoint Credit Union offers three checking account options to meet the needs of our members.

Free Checking
Get the basics you need with Free Checking
- No minimum balance requirement
- No monthly fees.

Choice Plus Checking
Enjoy the extras with Choice Plus Checking
- Earn interest
- Financial choice and flexibility

Premier Rate Checking
Earn higher interest with Premier Rate Checking
- Above market interest rates
- No minimum balance requirement

Compare your checking account today!


All Checking accounts include great features:

  • Free Mobile Banking, RDC, P2P, and BillPay
  • Vehicle loan discounts
  • Free Debit Card Alerts
  • Nationwide surcharge-free ATM access
  • PIN based debit transactions
  • Free Internet Banking
  • Free EMV MasterCard® Debit Card
  • No annual fee Reserve Line of Credit available


Applying is Easy

Open your account today!
Visit a branch location
Phone: (952) 930-0700 or (800) 752-3494
Online by clicking here

Next Steps

Type Rate APY*
Regular Share Savings
$5.00 and above 0.100 0.100

Money Market (avg daily balance)
up to $4,999.99 0.100 0.100
$5,000 - $9,999.99 0.150 0.150
$25,000 - $49,999.99 0.199 0.200
$10,000 - $24,999.99 0.199 0.200
$50,000 and above 0.250 0.250

Free Checking 0.000 n/a
Advantage Checking † 0.100 0.100
Choice Plus Checking 0.100 0.100
Premier Rate Checking - On Going Rate 1.000 1.000
Premier Rate Checking - Introductory Rate 5.000 5.000
IRAs 0.399 0.400
*APY = Annual Percentage Yield and is subject to change.

† Not available for new members.


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SharePoint Credit Union - 5300 Hyland Greens Drive, Bloomington, MN 55437
NMLS #527701

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