Personal Banking
Share Savings Account
The only requirement on a SharePoint Share Savings account is a $5.00 minimum balance. Quarterly dividends are paid based on your average daily balance. That means the more you save, the more a Share Savings account rewards you.
Other SharePoint Credit Union services like direct deposit and payroll deduction make it easy to build your savings in a way that fits your needs. Because we are a member of the NCUA (National Credit Union Administration), the funds accumulating in your Share Savings are federally insured up to $250,000. As an added benefit, SharePoint Credit Union's Board of Directors has chosen to provide our members with an additional $250,000 of Share Savings coverage through Excess Share Insurance (ESI) Corporation. This means we provide our members with up to $500,000 in Share Savings insurance. Please note that individual policies are not issued - SharePoint Credit Union tracks and reports this information to ESI regularly.
To open a Share Savings account today or if you simply have questions, call a Member Service Representative at (952) 930-0700 or (800) 752-3494 or complete an application and visit us today.

| Type | Rate | APY* |
|---|---|---|
| Regular Share Savings | ||
| $5.00 and above | 0.100 | 0.100 |
Money Market (avg daily balance) | ||
| up to $4,999.99 | 0.100 | 0.100 |
| $5,000 - $9,999.99 | 0.150 | 0.150 |
| $25,000 - $49,999.99 | 0.199 | 0.200 |
| $10,000 - $24,999.99 | 0.200 | 0.200 |
| $50,000 and above | 0.250 | 0.250 |
| Free Checking | 0.000 | n/a |
| Advantage Checking † | 0.100 | 0.100 |
| Choice Plus Checking | 0.100 | 0.100 |
| Premier Rate Checking - On Going Rate | 1.000 | 1.000 |
| Premier Rate Checking - Introductory Rate | 5.000 | 5.000 |
| IRAs | 0.399 | 0.400 |
† Not available for new members.

