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Scams have become increasingly common in recent years, and seniors are targeted more than any other age group. Seniors often have greater financial assets and are less familiar with scams, making them an ideal target for scammers. But if you know the signs and can recognize the most common scams, you will be able to protect yourself and your money.

According to the 2023 Consumer Sentinel Network Data Book published by the Federal Trade Commission (FTC), Americans reported losing more than $10 billion to scams in 2023. With scams on the rise, we at SharePoint Credit Union want to inform you about common phishing and smishing scams you may encounter, how to spot them, and how to protect yourself against them.

In today’s fast-paced world, convenience is king. That’s why SharePoint Credit Union offers a suite of mobile and online banking tools designed to put you in control of your finances, anytime, anywhere. Whether you need to check your balance on the go, quickly transfer funds, or keep track of your credit and debit cards, our digital solutions empower you to manage your money with ease.

Financial scams are nothing new, but the use of artificial intelligence is making them more convincing and dangerous than ever before. Scammers use AI to impersonate trustworthy people and create false documents, such as invoices and IDs. Individuals should be aware of these common AI scams, how they work, and how to avoid falling prey to them.

Data privacy has become a major topic in today's digital age, and credit unions have a responsibility to safeguard their members' personal information. As a credit union, it's essential to maintain the trust and confidence of your members by ensuring their data and information is always protected. Continue reading to learn about the importance of data privacy and some additional tips to help keep your information secured.

According to a recent study, the average American carries four different credit cards in their wallet—in addition to debit cards and loyalty cards. This can make for over-stuffed wallets, cards easily lost at the bottom of a purse, and plenty of opportunities to misplace that loyalty card you need to get a free breakfast sandwich. Digital wallets offer a convenient, cashless, weightless solution to all of the plastic you’re toting around.