SharePoint Credit Union will be closed Monday, February 16, 2026 in observance of Presidents Day. You can access your accounts 24/7 by using our Mobile Banking App, Internet Banking, or by calling Teller Line Connection.

Exciting news...Our Administration location is getting a fresh new look! The Admin branch is temporarily closed while we complete the renovation. We appreciate your patience during the closure. Please visit our France Avenue location for assistance: SharePoint Credit Union 10750 France Ave S., Bloomington, MN 55431 or contct us at (952) 930-0700. 

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> Borrow > Savings Secured Loans | Low Rates & Fixed Terms

Savings Secured Loans with Low Rates & Fixed Terms

We understand the value of keeping your investments in place so they can continue earning interest. A Savings Secured Loan gives you access to a lower loan rate while still earning a higher interest rate on your savings by using it as collateral. You benefit with the flexibility to use the funds for a variety of purposes, including: auto purchases, debt consolidation, home improvement, personal and more.

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Quick Rates

Unsecured 11.49% APR*
Secured Deposit rate plus 3.0% APR*
HELOC - Variable 6.75% (Prime Rate 6.75%)
Freedom Mortgage 6.24% APR*
Reserve Line of Credit 13.50% - Variable Rate

 

All Rates Apply Now

*APR = Annual Percentage Rate. Subject to approval. Rates are as low as; rates and terms may vary, based on credit history. Click "All Rates" for required disclosures.

 

 

 

Highlights

Fixed Interest Rate

Lower Loan Rate than other Traditional Loans

Secured Funds Are Held Until Loan Is Paid Down

Convenient Loan Amounts

Flexible Terms

Easy Payment Options

 

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