Personal Banking
The MasterCard® Debit card
The MasterCard® Debit card ties into your SharePoint Checking account to automatically deduct the amount of your purchase, on the spot. SharePoint Credit Union members enjoy using it free of charge for point of sale transactions, everywhere MasterCard is accepted.
Members can enjoy free access to their funds within our MoneyPass surcharge-free network of ATMs (outside networks may assess their own fees).
Members can also use their MasterCard Debit card to make purchases and request cash back using their Personal Identification Number (PIN) at participating merchants through the STAR Network.
Apply now for a SharePoint Checking account with a MasterCard Debit card from SharePoint Credit Union, or call a Financial Service Representative at (952) 930-0700 or (800) 752-3494.
Lost or stolen card? Go here for help now.
NEW: Presenting MasterCard® SecureCode™
MasterCard SecureCode is a new online security service to guard you against unauthorized use of your MasterCard Debit card while shopping online at participating merchants. This simple, hassle-free service costs nothing but adds security and peace of mind when you shop online.
Click here to register now for this FREE service for your SharePoint MasterCard Debit card.
Interested in account disclosure information? To access the online Understanding Your Account Agreement which details the disclosures and detailed information pertaining to the Checking account and MasterCard Debit card go here.

| Type | Rate | APY* |
|---|---|---|
| Regular Share Savings | ||
| $5.00 and above | 0.100 | 0.100 |
Money Market (avg daily balance) | ||
| up to $4,999.99 | 0.100 | 0.100 |
| $5,000 - $9,999.99 | 0.150 | 0.150 |
| $25,000 - $49,999.99 | 0.199 | 0.200 |
| $10,000 - $24,999.99 | 0.200 | 0.200 |
| $50,000 and above | 0.250 | 0.250 |
| Free Checking | 0.000 | n/a |
| Advantage Checking † | 0.100 | 0.100 |
| Choice Plus Checking | 0.100 | 0.100 |
| Premier Rate Checking - On Going Rate | 1.000 | 1.000 |
| Premier Rate Checking - Introductory Rate | 5.000 | 5.000 |
| IRAs | 0.399 | 0.400 |
† Not available for new members.

